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• 20:55, 8 July 2026 Mwroot talk contribs created page 日利率万五的深渊 (Created page with "{| class="wikitable" !项目 !缩写 !英文全称 !中文 !核心理解 !计算方法 |- |表面利率 |— |Stated Rate / Quoted Rate |标示利率 / 名义报价利率 |平台写在明面上的利率，例如“日利率万五”。它不一定等于真实资金成本。 |日利率万五：<code>0.05% × 365 = 18.25%</code> |- |IRR |IRR |Internal Rate of Return |内部收益率 |从真实借款、还款现金流里反推出来的周期利率。贷款里可理解为“...") Tag: Visual edit